What matters on a mortgage application

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When it comes to what matters on a mortgage application, lenders typically consider various factors before approving a loan.

Your credit score, employment history, income, and debt-to-income ratio all play crucial roles in the decision-making process.

Additionally, having a sizable down payment and a good track record of making timely payments can further strengthen your application.

Understanding these key elements and ensuring they are in good standing can significantly improve your chances of securing a favorable mortgage.

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How to improve your odds of being approved by a lender