What matters on a mortgage application
When it comes to what matters on a mortgage application, lenders typically consider various factors before approving a loan.
Your credit score, employment history, income, and debt-to-income ratio all play crucial roles in the decision-making process.
Additionally, having a sizable down payment and a good track record of making timely payments can further strengthen your application.
Understanding these key elements and ensuring they are in good standing can significantly improve your chances of securing a favorable mortgage.